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	<title>Tri County NJ Real Estate &#187; mortgages</title>
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	<link>http://www.tricountybuyer.com</link>
	<description>Articles and information pertaining to Burlington, Camden and Gloucester NJ Real Estate</description>
	<lastBuildDate>Thu, 09 Sep 2010 14:00:18 +0000</lastBuildDate>
	
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		<copyright>&#xA9; admin</copyright>
		<itunes:author>admin</itunes:author>
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		<title>2nd Credit Checks Won’t Be Required</title>
		<link>http://www.tricountybuyer.com/2nd-credit-checks-won%e2%80%99t-be-required/</link>
		<comments>http://www.tricountybuyer.com/2nd-credit-checks-won%e2%80%99t-be-required/#comments</comments>
		<pubDate>Sun, 05 Sep 2010 08:14:05 +0000</pubDate>
		<dc:creator>Bernard C. Meltzer/ Malcom Antell Co., Inc.</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[TriCounty Real Estate]]></category>
		<category><![CDATA[debt monitoring]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages verification rules]]></category>

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		<description><![CDATA[Despite earlier reports to the contrary, it turns out that your mortgage lender will not have to pull a second full credit report on you hours before closing on your home purchase or refinancing.
In a clarification of a policy announced earlier this year, mortgage giant Fannie Mae now says applicants will need to come clean [...]]]></description>
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		<title>Fed Unveils Slew of Mortgage Rules</title>
		<link>http://www.tricountybuyer.com/fed-unveils-slew-of-mortgage-rules/</link>
		<comments>http://www.tricountybuyer.com/fed-unveils-slew-of-mortgage-rules/#comments</comments>
		<pubDate>Sat, 21 Aug 2010 12:36:02 +0000</pubDate>
		<dc:creator>Bernard C. Meltzer/ Malcom Antell Co., Inc.</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[TriCounty Real Estate]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage rules]]></category>
		<category><![CDATA[mortgages]]></category>

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		<description><![CDATA[The Federal Reserve recently unveiled a slew of rules aimed at protecting consumers from abusive lending practices blamed for luring millions into unaffordable home loans.
The rules include a ban on yield-spread premiums, controversial payments that mortgage brokers have historically received in exchange for guiding consumers toward higher-interest rate mortgages. “This will prevent loan originators from [...]]]></description>
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		<slash:comments>0</slash:comments>
	
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		<item>
		<title>Closing Costs: 4 Ways to Save</title>
		<link>http://www.tricountybuyer.com/closing-costs-4-ways-to-save/</link>
		<comments>http://www.tricountybuyer.com/closing-costs-4-ways-to-save/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 07:13:03 +0000</pubDate>
		<dc:creator>Bernard C. Meltzer/ Malcom Antell Co., Inc.</dc:creator>
				<category><![CDATA[TriCounty Real Estate]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[pmi]]></category>
		<category><![CDATA[title insurance]]></category>

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		<description><![CDATA[The interest rate on your home loan isn&#039;t the only thing you need to be concerned with. It pays to negotiate on all your home loan terms.
Closing costs for a home average 3% of the purchase price, and could go as high as 6% in higher-tax areas. Plus, you still have to come up with [...]]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>More Borrowers Are Paying Down Their Mortgages</title>
		<link>http://www.tricountybuyer.com/more-borrowers-are-paying-down-their-mortgages/</link>
		<comments>http://www.tricountybuyer.com/more-borrowers-are-paying-down-their-mortgages/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 06:21:56 +0000</pubDate>
		<dc:creator>Bernard C. Meltzer/ Malcom Antell Co., Inc.</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[TriCounty Real Estate]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[refinancing]]></category>

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		<description><![CDATA[Even with record-low mortgage rates, many refinancing borrowers are choosing to pay down their loan balances rather than borrow more money.
According to a recent report by Freddie Mac, “cash-in” borrowers – those who reduced their principal balance by paying in additional money at the closing table – represented 22 percent of all borrowers who refinanced [...]]]></description>
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		<item>
		<title>Mortgages Safer But Harder to Get</title>
		<link>http://www.tricountybuyer.com/mortgages-safer-but-harder-to-get/</link>
		<comments>http://www.tricountybuyer.com/mortgages-safer-but-harder-to-get/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 13:19:00 +0000</pubDate>
		<dc:creator>Bernard C. Meltzer/ Malcom Antell Co., Inc.</dc:creator>
				<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[TriCounty Real Estate]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[liar loans]]></category>
		<category><![CDATA[mortgage regulations]]></category>
		<category><![CDATA[mortgages]]></category>

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		<description><![CDATA[Mortgages Safer But Harder to Get
Now that Senate and House negotiators have reached a compromise on new financial regulations, we know what will happen to the mortgage industry if the bill passes and how it will impact your ability to buy a house. Those freewheeling days of no-money-down, liar loans are dead. Instead you&#039;ll find [...]]]></description>
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		<slash:comments>0</slash:comments>
	
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